Our Capabilities

Successful investors are those with clearly identified investment objectives and constraints, a well defined plan and a thoughtfully implemented strategy that is monitored continually to reflect changing circumstances. The investment process at SS&A begins with an interview where we gather specific information in order to compose an Investment Policy Statement (IPS) defining objectives and constraints unique to each relationship. An IPS is a living document; it is continuously evolving to adjust to changes in life stages, income needs and risk and return objectives.

We believe that a holistic view of assets and liabilities allows a more precise foundation for building a long term strategy, and a way for both the client and our firm to measure success. At SS&A we know that managing client assets and maintaining relationships is an active and ongoing process. Monitoring and adjusting the management process is as important to its long term success as the initial implementation.

Investment Management:

Our team of investment professionals has extensive experience in securities analysis and portfolio management to provide clients with a high level of investment expertise and portfolio customization to maximize the probability of the level of return and risk management that the client desires.

At SS&A we focus on developing the appropriate, customized, separately managed account based on the specifics of a client’s Investment Policy Statement. Where appropriate, we construct portfolios of individual equities, bonds or a balance of both to maximize long term performance and risk management, and for the greatest control of tax liability, income and expenses.  In fixed income accounts that are tax sensitive we employ an appropriate municipal bond strategy. In cases of tax deferred or non-tax sensitive accounts we execute a similar equity strategy and substitute government agencies, corporates, mortgage backed securities and US Treasury Bonds in lieu of municipal bonds.  We also have extensive experience in the use of exchange traded funds (ETFs) and mutual funds for constructing allocation models across various asset classes and the capability to employ derivative instruments when appropriate. 

Investment Planning:

The creation of a thorough Investment Policy Statement (IPS) to properly help a client meet their goals is the first step towards long term financial success.  The IPS is an evolving document that changes as a client’s needs change. An IPS incorporates details about current and future financial and life situations organized around a structure of required returns, risk objectives and investment constraints. In addition to creating a big picture plan we also assist in:

Retirement Planning
IRA, Pension & Profit Sharing Rollovers
Education Savings Planning
Risk Management Processes
Objectives & Goals Management

At SS&A we strongly believe that specialization in our areas of core competence is the best use of our resources. We made the strategic decision to work with outside partners in areas outside of our core competency to ensure that clients receive the highest level of expertise rather than hiring inside attorneys and accountants that would not be of the same quality. SS&A works with many companies and individuals in the legal, accounting and insurance fields and willingly acts as the orchestra conductor in coordinating the client’s financial professionals. In the long run clients benefit from the coordinated efforts of high quality professionals and a balance of power not found in firms who try to be all things to all people.